2013 GMD to SGD Historical Review

YEARLY HIGH

0.0392 SGD

YEARLY LOW

0.0328 SGD

YEARLY AVERAGE

0.0370 SGD

2013 GMD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GMD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 8, valuing the pair at 0.0392. Conversely, the yearly low was recorded on December 9, dropping to 0.0328.

This high-to-low spread represents a total annual volatility of 0.0065 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0367 to the December average rate of 0.0332, the exchange rate registered a net change of -9.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0392 was down 13.42% compared to the 2012 peak of 0.0453, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 196 SGD

2012 Average 201 SGD

Yearly Trough Low 164 SGD

Transaction Impact: A difference of 32.31 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0393

0.0327

JanuMarcMayJulySeptNove

GMD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0368, compared to 0.0372 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0368

H2 Avg (Jul–Dec) 0.0372

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.0054 SGD (High: 0.0383 / Low: 0.0328). On the other end, October was the most stable month, with a tight range of 0.0006 SGD (High: 0.0383 / Low: 0.0377).

November Spread (Volatile) ±0.0054

October Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0031 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2013: 0.0387) against the same month in 2012 (average: 0.0373), the exchange rate shifted by +0.0015 (+3.91%).

2013 Avg (September) 0.0387

2012 Avg (September) 0.0373

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0379	0.0359	0.0367
February	0.0377	0.0364	0.0371
March	0.0377	0.0369	0.0374
April	0.0377	0.0370	0.0374
May	0.0382	0.0358	0.0373
June	0.0374	0.0341	0.0349
July	0.0392	0.0354	0.0385
August	0.0392	0.0363	0.0387
September	0.0392	0.0381	0.0387
October	0.0383	0.0377	0.0380
November	0.0383	0.0328	0.0363
December	0.0336	0.0328	0.0332