2014 GMD to SGD Historical Review

YEARLY HIGH

0.0336 SGD

YEARLY LOW

0.0295 SGD

YEARLY AVERAGE

0.0318 SGD

2014 GMD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GMD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 22, valuing the pair at 0.0336. Conversely, the yearly low was recorded on October 28, dropping to 0.0295.

This high-to-low spread represents a total annual volatility of 0.0040 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0334 to the December average rate of 0.0305, the exchange rate registered a net change of -8.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0336 was down 14.47% compared to the 2013 peak of 0.0392, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 168 SGD

2013 Average 185 SGD

Yearly Trough Low 148 SGD

Transaction Impact: A difference of 20.24 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0337

0.0297

JanuMarcMayJulySeptNove

GMD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0325, compared to 0.0311 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0325

H2 Avg (Jul–Dec) 0.0311

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0028 SGD (High: 0.0323 / Low: 0.0295). On the other end, August was the most stable month, with a tight range of 0.0003 SGD (High: 0.0315 / Low: 0.0313).

October Spread (Volatile) ±0.0028

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0011 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.0334) against the same month in 2013 (average: 0.0367), the exchange rate shifted by -0.0033 (-9.11%).

2014 Avg (January) 0.0334

2013 Avg (January) 0.0367

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0336	0.0332	0.0334
February	0.0335	0.0330	0.0332
March	0.0335	0.0329	0.0332
April	0.0331	0.0315	0.0323
May	0.0317	0.0314	0.0316
June	0.0317	0.0313	0.0315
July	0.0317	0.0312	0.0314
August	0.0315	0.0313	0.0314
September	0.0322	0.0313	0.0319
October	0.0323	0.0295	0.0311
November	0.0303	0.0297	0.0300
December	0.0309	0.0303	0.0305