2015 GMD to SGD Historical Review

YEARLY HIGH

0.0367 SGD

YEARLY LOW

0.0307 SGD

YEARLY AVERAGE

0.0334 SGD

2015 GMD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GMD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 4, valuing the pair at 0.0367. Conversely, the yearly low was recorded on May 17, dropping to 0.0307.

This high-to-low spread represents a total annual volatility of 0.0061 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0311 to the December average rate of 0.0356, the exchange rate registered a net change of 14.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0367 was up 9.37% compared to the 2014 peak of 0.0336, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 184 SGD

2014 Average 159 SGD

Yearly Trough Low 153 SGD

Transaction Impact: A difference of 30.25 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0365

0.0305

JanuMarcMayJulySeptNove

GMD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0314, compared to 0.0355 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0040 points.

H1 Avg (Jan–Jun) 0.0314

H2 Avg (Jul–Dec) 0.0355

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.0029 SGD (High: 0.0341 / Low: 0.0311). On the other end, March was the most stable month, with a tight range of 0.0007 SGD (High: 0.0323 / Low: 0.0316).

June Spread (Volatile) ±0.0029

March Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0006 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.0358) against the same month in 2014 (average: 0.0311), the exchange rate shifted by +0.0046 (+14.91%).

2015 Avg (October) 0.0358

2014 Avg (October) 0.0311

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0317	0.0307	0.0311
February	0.0316	0.0308	0.0314
March	0.0323	0.0316	0.0320
April	0.0318	0.0307	0.0314
May	0.0314	0.0307	0.0310
June	0.0341	0.0311	0.0316
July	0.0347	0.0340	0.0343
August	0.0358	0.0346	0.0352
September	0.0366	0.0349	0.0359
October	0.0367	0.0349	0.0358
November	0.0365	0.0355	0.0360
December	0.0360	0.0351	0.0356