2025 GMD to SGD Historical Review

YEARLY HIGH

0.0194 SGD

YEARLY LOW

0.0172 SGD

YEARLY AVERAGE

0.0181 SGD

2025 GMD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GMD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 0.0194. Conversely, the yearly low was recorded on December 24, dropping to 0.0172.

This high-to-low spread represents a total annual volatility of 0.0021 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0189 to the December average rate of 0.0176, the exchange rate registered a net change of -7.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0194 was down 3.90% compared to the 2024 peak of 0.0201, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 97 SGD

2024 Average 97 SGD

Yearly Trough Low 86 SGD

Transaction Impact: A difference of 10.61 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0191

0.0174

JanuMarcMayJulySeptNove

GMD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0184, compared to 0.0178 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0184

H2 Avg (Jul–Dec) 0.0178

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.0008 SGD (High: 0.0182 / Low: 0.0173). On the other end, November was the most stable month, with a tight range of 0.0003 SGD (High: 0.0180 / Low: 0.0177).

September Spread (Volatile) ±0.0008

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0005 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0189) against the same month in 2024 (average: 0.0199), the exchange rate shifted by -0.0009 (-4.66%).

2025 Avg (January) 0.0189

2024 Avg (January) 0.0199

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0194	0.0185	0.0189
February	0.0190	0.0185	0.0188
March	0.0190	0.0184	0.0187
April	0.0187	0.0182	0.0184
May	0.0185	0.0177	0.0179
June	0.0184	0.0177	0.0180
July	0.0180	0.0177	0.0179
August	0.0181	0.0177	0.0178
September	0.0182	0.0173	0.0177
October	0.0182	0.0174	0.0179
November	0.0180	0.0177	0.0178
December	0.0179	0.0172	0.0176