2019 GMD to SGD Historical Review

YEARLY HIGH

0.0278 SGD

YEARLY LOW

0.0263 SGD

YEARLY AVERAGE

0.0272 SGD

2019 GMD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the GMD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 22, valuing the pair at 0.0278. Conversely, the yearly low was recorded on December 30, dropping to 0.0263.

This high-to-low spread represents a total annual volatility of 0.0015 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0274 to the December average rate of 0.0264, the exchange rate registered a net change of -3.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0278 was down 4.20% compared to the 2018 peak of 0.0290, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 139 SGD

2018 Average 140 SGD

Yearly Trough Low 131 SGD

Transaction Impact: A difference of 7.64 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0277

0.0263

JanuMarcMayJulySeptNove

GMD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0274, compared to 0.0271 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0274

H2 Avg (Jul–Dec) 0.0271

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.0009 SGD (High: 0.0274 / Low: 0.0266). On the other end, April was the most stable month, with a tight range of 0.0002 SGD (High: 0.0275 / Low: 0.0273).

October Spread (Volatile) ±0.0009

April Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0004 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2019: 0.0276) against the same month in 2018 (average: 0.0284), the exchange rate shifted by -0.0008 (-2.74%).

2019 Avg (May) 0.0276

2018 Avg (May) 0.0284

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0277	0.0272	0.0274
February	0.0275	0.0272	0.0273
March	0.0275	0.0271	0.0273
April	0.0275	0.0273	0.0274
May	0.0278	0.0274	0.0276
June	0.0277	0.0272	0.0275
July	0.0275	0.0272	0.0273
August	0.0278	0.0275	0.0276
September	0.0276	0.0272	0.0274
October	0.0274	0.0266	0.0270
November	0.0268	0.0265	0.0266
December	0.0267	0.0263	0.0264