2012 HKD to MAD Historical Review

YEARLY HIGH

1.1705 MAD

YEARLY LOW

1.0731 MAD

YEARLY AVERAGE

1.1133 MAD

2012 HKD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HKD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 1.1705. Conversely, the yearly low was recorded on February 26, dropping to 1.0731.

This high-to-low spread represents a total annual volatility of 0.0975 MAD. From a start-to-finish perspective, comparing the January average rate of 1.1096 to the December average rate of 1.0959, the exchange rate registered a net change of -1.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.1705 was up 5.77% compared to the 2011 peak of 1.1067, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 29,264 MAD

2011 Average 25,995 MAD

Yearly Trough Low 26,826 MAD

Transaction Impact: A difference of 2,437.44 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.1611

1.0810

JanuMarcMayJulySeptNove

HKD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1047, compared to 1.1219 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0172 points.

H1 Avg (Jan–Jun) 1.1047

H2 Avg (Jul–Dec) 1.1219

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0579 MAD (High: 1.1453 / Low: 1.0874). On the other end, October was the most stable month, with a tight range of 0.0152 MAD (High: 1.1115 / Low: 1.0964).

May Spread (Volatile) ±0.0579

October Spread (Stable) ±0.0152

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0335 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0335

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 1.1544) against the same month in 2011 (average: 1.0167), the exchange rate shifted by +0.1378 (+13.55%).

2012 Avg (July) 1.1544

2011 Avg (July) 1.0167

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1257	1.0914	1.1096
February	1.1026	1.0731	1.0876
March	1.0999	1.0783	1.0884
April	1.0991	1.0798	1.0912
May	1.1453	1.0874	1.1153
June	1.1490	1.1222	1.1359
July	1.1705	1.1272	1.1544
August	1.1570	1.1312	1.1464
September	1.1344	1.0948	1.1129
October	1.1115	1.0964	1.1055
November	1.1256	1.1043	1.1161
December	1.1085	1.0862	1.0959