YEARLY HIGH
1.3080 MAD
YEARLY LOW
1.1420 MAD
YEARLY AVERAGE
1.1994 MAD

2025 HKD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HKD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 1.3080. Conversely, the yearly low was recorded on July 2, dropping to 1.1420.

This high-to-low spread represents a total annual volatility of 0.1660 MAD. From a start-to-finish perspective, comparing the January average rate of 1.2900 to the December average rate of 1.1796, the exchange rate registered a net change of -8.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.3080 was up 0.51% compared to the 2024 peak of 1.3013, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 32,700 MAD
2024 Average 31,840 MAD
Yearly Trough Low 28,551 MAD
Transaction Impact: A difference of 4,148.76 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.3041
1.1344
JanuMarcMayJulySeptNove

HKD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2297, compared to 1.1691 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0606 points.

H1 Avg (Jan–Jun) 1.2297
H2 Avg (Jul–Dec) 1.1691

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0524 MAD (High: 1.2833 / Low: 1.2309). On the other end, November was the most stable month, with a tight range of 0.0102 MAD (High: 1.1984 / Low: 1.1881).

March Spread (Volatile) ±0.0524
November Spread (Stable) ±0.0102

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0427 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0427

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 1.2846) against the same month in 2024 (average: 1.2859), the exchange rate shifted by -0.0012 (-0.10%).

2025 Avg (February) 1.2846
2024 Avg (February) 1.2859

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3012 1.2799 1.2900
February 1.3080 1.2753 1.2846
March 1.2833 1.2309 1.2480
April 1.2395 1.1893 1.2053
May 1.1982 1.1723 1.1869
June 1.1806 1.1480 1.1630
July 1.1623 1.1420 1.1485
August 1.1645 1.1454 1.1536
September 1.1686 1.1519 1.1609
October 1.1919 1.1683 1.1801
November 1.1984 1.1881 1.1916
December 1.1895 1.1709 1.1796