2015 HKD to MAD Historical Review

YEARLY HIGH

1.3045 MAD

YEARLY LOW

1.1720 MAD

YEARLY AVERAGE

1.2575 MAD

2015 HKD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HKD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 1.3045. Conversely, the yearly low was recorded on January 1, dropping to 1.1720.

This high-to-low spread represents a total annual volatility of 0.1326 MAD. From a start-to-finish perspective, comparing the January average rate of 1.2081 to the December average rate of 1.2764, the exchange rate registered a net change of 5.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.3045 was up 11.68% compared to the 2014 peak of 1.1681, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 32,613 MAD

2014 Average 27,126 MAD

Yearly Trough Low 29,299 MAD

Transaction Impact: A difference of 3,313.93 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.2954

1.2001

JanuMarcMayJulySeptNove

HKD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2497, compared to 1.2653 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0156 points.

H1 Avg (Jan–Jun) 1.2497

H2 Avg (Jul–Dec) 1.2653

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0747 MAD (High: 1.2466 / Low: 1.1720). On the other end, September was the most stable month, with a tight range of 0.0163 MAD (High: 1.2576 / Low: 1.2413).

January Spread (Volatile) ±0.0747

September Spread (Stable) ±0.0163

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0248 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0248

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 1.2757) against the same month in 2014 (average: 1.0479), the exchange rate shifted by +0.2278 (+21.74%).

2015 Avg (March) 1.2757

2014 Avg (March) 1.0479

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2466	1.1720	1.2081
February	1.2426	1.2216	1.2304
March	1.3045	1.2436	1.2757
April	1.2983	1.2543	1.2796
May	1.2721	1.2356	1.2548
June	1.2701	1.2412	1.2499
July	1.2778	1.2556	1.2656
August	1.2734	1.2294	1.2574
September	1.2576	1.2413	1.2517
October	1.2723	1.2372	1.2532
November	1.2987	1.2670	1.2875
December	1.2967	1.2691	1.2764