2013 HKD to MAD Historical Review

YEARLY HIGH

1.1153 MAD

YEARLY LOW

1.0508 MAD

YEARLY AVERAGE

1.0839 MAD

2013 HKD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HKD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 1.1153. Conversely, the yearly low was recorded on October 25, dropping to 1.0508.

This high-to-low spread represents a total annual volatility of 0.0645 MAD. From a start-to-finish perspective, comparing the January average rate of 1.0831 to the December average rate of 1.0581, the exchange rate registered a net change of -2.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.1153 was down 4.72% compared to the 2012 peak of 1.1705, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 27,882 MAD

2012 Average 27,835 MAD

Yearly Trough Low 26,270 MAD

Transaction Impact: A difference of 1,612.10 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.1090

1.0535

JanuMarcMayJulySeptNove

HKD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0931, compared to 1.0747 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0184 points.

H1 Avg (Jan–Jun) 1.0931

H2 Avg (Jul–Dec) 1.0747

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0380 MAD (High: 1.0968 / Low: 1.0587). On the other end, August was the most stable month, with a tight range of 0.0115 MAD (High: 1.0883 / Low: 1.0768).

February Spread (Volatile) ±0.0380

August Spread (Stable) ±0.0115

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0180 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0180

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 1.1044) against the same month in 2012 (average: 1.0884), the exchange rate shifted by +0.0159 (+1.46%).

2013 Avg (March) 1.1044

2012 Avg (March) 1.0884

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0987	1.0650	1.0831
February	1.0968	1.0587	1.0782
March	1.1153	1.0959	1.1044
April	1.1140	1.0912	1.0998
May	1.1128	1.0904	1.1033
June	1.1026	1.0768	1.0899
July	1.1153	1.0838	1.0969
August	1.0883	1.0768	1.0818
September	1.0946	1.0681	1.0794
October	1.0692	1.0508	1.0614
November	1.0788	1.0650	1.0706
December	1.0667	1.0521	1.0581