YEARLY HIGH
1.4150 MAD
YEARLY LOW
1.1822 MAD
YEARLY AVERAGE
1.2968 MAD

2022 HKD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HKD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 1.4150. Conversely, the yearly low was recorded on January 13, dropping to 1.1822.

This high-to-low spread represents a total annual volatility of 0.2328 MAD. From a start-to-finish perspective, comparing the January average rate of 1.1923 to the December average rate of 1.3501, the exchange rate registered a net change of 13.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.4150 was up 18.39% compared to the 2021 peak of 1.1952, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 35,375 MAD
2021 Average 28,916 MAD
Yearly Trough Low 29,556 MAD
Transaction Impact: A difference of 5,819.54 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.4162
1.1719
JanuMarcMayJulySeptNove

HKD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2400, compared to 1.3536 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1136 points.

H1 Avg (Jan–Jun) 1.2400
H2 Avg (Jul–Dec) 1.3536

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0742 MAD (High: 1.4150 / Low: 1.3408). On the other end, December was the most stable month, with a tight range of 0.0250 MAD (High: 1.3610 / Low: 1.3360).

September Spread (Volatile) ±0.0742
December Spread (Stable) ±0.0250

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0266 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0266

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 1.3685) against the same month in 2021 (average: 1.1526), the exchange rate shifted by +0.2159 (+18.73%).

2022 Avg (September) 1.3685
2021 Avg (September) 1.1526

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2106 1.1822 1.1923
February 1.2218 1.1938 1.2038
March 1.2764 1.2220 1.2442
April 1.2741 1.2382 1.2523
May 1.2909 1.2585 1.2742
June 1.2941 1.2519 1.2730
July 1.3380 1.2763 1.3036
August 1.3504 1.3040 1.3268
September 1.4150 1.3408 1.3685
October 1.4049 1.3788 1.3958
November 1.4053 1.3599 1.3767
December 1.3610 1.3360 1.3501