2016 HKD to MAD Historical Review

YEARLY HIGH

1.3147 MAD

YEARLY LOW

1.2316 MAD

YEARLY AVERAGE

1.2629 MAD

2016 HKD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HKD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 1.3147. Conversely, the yearly low was recorded on May 3, dropping to 1.2316.

This high-to-low spread represents a total annual volatility of 0.0831 MAD. From a start-to-finish perspective, comparing the January average rate of 1.2733 to the December average rate of 1.3035, the exchange rate registered a net change of 2.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.3147 was up 0.78% compared to the 2015 peak of 1.3045, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 32,868 MAD

2015 Average 31,441 MAD

Yearly Trough Low 30,789 MAD

Transaction Impact: A difference of 2,078.49 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.3094

1.2391

JanuMarcMayJulySeptNove

HKD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2547, compared to 1.2710 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0163 points.

H1 Avg (Jan–Jun) 1.2547

H2 Avg (Jul–Dec) 1.2710

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0393 MAD (High: 1.3012 / Low: 1.2619). On the other end, September was the most stable month, with a tight range of 0.0102 MAD (High: 1.2581 / Low: 1.2478).

November Spread (Volatile) ±0.0393

September Spread (Stable) ±0.0102

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0172 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0172

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 1.3035) against the same month in 2015 (average: 1.2764), the exchange rate shifted by +0.0271 (+2.12%).

2016 Avg (December) 1.3035

2015 Avg (December) 1.2764

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2865	1.2645	1.2733
February	1.2728	1.2387	1.2561
March	1.2749	1.2412	1.2574
April	1.2507	1.2377	1.2450
May	1.2577	1.2316	1.2458
June	1.2649	1.2408	1.2508
July	1.2699	1.2582	1.2641
August	1.2634	1.2413	1.2543
September	1.2581	1.2478	1.2533
October	1.2783	1.2520	1.2662
November	1.3012	1.2619	1.2849
December	1.3147	1.2868	1.3035