2012 HNL to BBD Historical Review

YEARLY HIGH

0.1054 BBD

YEARLY LOW

0.1004 BBD

YEARLY AVERAGE

0.1036 BBD

2012 HNL to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.1054. Conversely, the yearly low was recorded on December 27, dropping to 0.1004.

This high-to-low spread represents a total annual volatility of 0.0050 BBD. From a start-to-finish perspective, comparing the January average rate of 0.1050 to the December average rate of 0.1008, the exchange rate registered a net change of -4.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1054 was down 1.65% compared to the 2011 peak of 0.1072, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 527 BBD

2011 Average 529 BBD

Yearly Trough Low 502 BBD

Transaction Impact: A difference of 24.94 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1054

0.1004

JanuMarcMayJulySeptNove

HNL to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1049, compared to 0.1022 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.1049

H2 Avg (Jul–Dec) 0.1022

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0030 BBD (High: 0.1050 / Low: 0.1020). On the other end, April was the most stable month, with a tight range of 0.0001 BBD (High: 0.1050 / Low: 0.1049).

August Spread (Volatile) ±0.0030

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0021 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1050) against the same month in 2011 (average: 0.1057), the exchange rate shifted by -0.0007 (-0.65%).

2012 Avg (January) 0.1050

2011 Avg (January) 0.1057

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1054	0.1049	0.1050
February	0.1050	0.1048	0.1049
March	0.1050	0.1048	0.1049
April	0.1050	0.1049	0.1050
May	0.1050	0.1048	0.1049
June	0.1054	0.1049	0.1050
July	0.1053	0.1032	0.1049
August	0.1050	0.1020	0.1028
September	0.1026	0.1014	0.1020
October	0.1021	0.1013	0.1016
November	0.1014	0.1010	0.1011
December	0.1011	0.1004	0.1008