2020 HNL to BBD Historical Review

YEARLY HIGH

0.0828 BBD

YEARLY LOW

0.0790 BBD

YEARLY AVERAGE

0.0809 BBD

2020 HNL to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.0828. Conversely, the yearly low was recorded on January 14, dropping to 0.0790.

This high-to-low spread represents a total annual volatility of 0.0038 BBD. From a start-to-finish perspective, comparing the January average rate of 0.0807 to the December average rate of 0.0825, the exchange rate registered a net change of 2.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0828 was down 38.44% compared to the 2019 peak of 0.1345, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 414 BBD

2019 Average 408 BBD

Yearly Trough Low 395 BBD

Transaction Impact: A difference of 18.82 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0827

0.0799

JanuMarcMayJulySeptNove

HNL to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0804, compared to 0.0813 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0804

H2 Avg (Jul–Dec) 0.0813

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0024 BBD (High: 0.0814 / Low: 0.0790). On the other end, October was the most stable month, with a tight range of 0.0005 BBD (High: 0.0816 / Low: 0.0811).

January Spread (Volatile) ±0.0024

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0825) against the same month in 2019 (average: 0.0826), the exchange rate shifted by -0.0002 (-0.18%).

2020 Avg (December) 0.0825

2019 Avg (December) 0.0826

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0814	0.0790	0.0807
February	0.0812	0.0802	0.0806
March	0.0815	0.0800	0.0804
April	0.0808	0.0800	0.0803
May	0.0806	0.0799	0.0801
June	0.0806	0.0801	0.0802
July	0.0808	0.0802	0.0804
August	0.0814	0.0802	0.0809
September	0.0812	0.0806	0.0809
October	0.0816	0.0811	0.0814
November	0.0824	0.0814	0.0820
December	0.0828	0.0823	0.0825