2021 HNL to BBD Historical Review

YEARLY HIGH

0.0844 BBD

YEARLY LOW

0.0804 BBD

YEARLY AVERAGE

0.0830 BBD

2021 HNL to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0844. Conversely, the yearly low was recorded on January 6, dropping to 0.0804.

This high-to-low spread represents a total annual volatility of 0.0040 BBD. From a start-to-finish perspective, comparing the January average rate of 0.0825 to the December average rate of 0.0824, the exchange rate registered a net change of -0.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0844 was up 1.88% compared to the 2020 peak of 0.0828, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 422 BBD

2020 Average 404 BBD

Yearly Trough Low 402 BBD

Transaction Impact: A difference of 19.89 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0843

0.0822

JanuMarcMayJulySeptNove

HNL to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0828, compared to 0.0831 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0828

H2 Avg (Jul–Dec) 0.0831

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0027 BBD (High: 0.0831 / Low: 0.0804). On the other end, November was the most stable month, with a tight range of 0.0003 BBD (High: 0.0830 / Low: 0.0827).

January Spread (Volatile) ±0.0027

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0011 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.0838) against the same month in 2020 (average: 0.0804), the exchange rate shifted by +0.0034 (+4.22%).

2021 Avg (July) 0.0838

2020 Avg (July) 0.0804

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0831	0.0804	0.0825
February	0.0831	0.0822	0.0825
March	0.0832	0.0821	0.0826
April	0.0835	0.0828	0.0830
May	0.0837	0.0828	0.0830
June	0.0837	0.0829	0.0832
July	0.0844	0.0833	0.0838
August	0.0843	0.0835	0.0841
September	0.0838	0.0826	0.0830
October	0.0831	0.0826	0.0828
November	0.0830	0.0827	0.0828
December	0.0829	0.0819	0.0824