2019 HNL to BBD Historical Review

YEARLY HIGH

0.1345 BBD

YEARLY LOW

0.0798 BBD

YEARLY AVERAGE

0.0815 BBD

2019 HNL to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HNL to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 0.1345. Conversely, the yearly low was recorded on June 11, dropping to 0.0798.

This high-to-low spread represents a total annual volatility of 0.0547 BBD. From a start-to-finish perspective, comparing the January average rate of 0.0819 to the December average rate of 0.0826, the exchange rate registered a net change of 0.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1345 was up 53.74% compared to the 2018 peak of 0.0875, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 673 BBD

2018 Average 418 BBD

Yearly Trough Low 399 BBD

Transaction Impact: A difference of 273.72 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0828

0.0808

JanuMarcMayJulySeptNove

HNL to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0816, compared to 0.0814 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0816

H2 Avg (Jul–Dec) 0.0814

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0540 BBD (High: 0.1345 / Low: 0.0805). On the other end, April was the most stable month, with a tight range of 0.0005 BBD (High: 0.0819 / Low: 0.0814).

December Spread (Volatile) ±0.0540

April Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0011 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.0826) against the same month in 2018 (average: 0.0824), the exchange rate shifted by +0.0002 (+0.24%).

2019 Avg (December) 0.0826

2018 Avg (December) 0.0824

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0824	0.0817	0.0819
February	0.0819	0.0813	0.0817
March	0.0820	0.0814	0.0816
April	0.0819	0.0814	0.0816
May	0.0849	0.0811	0.0821
June	0.0819	0.0798	0.0810
July	0.0817	0.0808	0.0812
August	0.0829	0.0810	0.0814
September	0.0823	0.0809	0.0813
October	0.0816	0.0808	0.0810
November	0.0814	0.0808	0.0810
December	0.1345	0.0805	0.0826