YEARLY HIGH
0.0790 BBD
YEARLY LOW
0.0755 BBD
YEARLY AVERAGE
0.0769 BBD

2025 HNL to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HNL to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 0.0790. Conversely, the yearly low was recorded on December 30, dropping to 0.0755.

This high-to-low spread represents a total annual volatility of 0.0035 BBD. From a start-to-finish perspective, comparing the January average rate of 0.0785 to the December average rate of 0.0760, the exchange rate registered a net change of -3.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0790 was down 2.92% compared to the 2024 peak of 0.0814, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 395 BBD
2024 Average 402 BBD
Yearly Trough Low 378 BBD
Transaction Impact: A difference of 17.37 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0788
0.0758
JanuMarcMayJulySeptNove

HNL to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0776, compared to 0.0762 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0776
H2 Avg (Jul–Dec) 0.0762

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0016 BBD (High: 0.0773 / Low: 0.0757). On the other end, November was the most stable month, with a tight range of 0.0004 BBD (High: 0.0763 / Low: 0.0759).

August Spread (Volatile) ±0.0016
November Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0007 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 0.0780) against the same month in 2024 (average: 0.0809), the exchange rate shifted by -0.0029 (-3.59%).

2025 Avg (March) 0.0780
2024 Avg (March) 0.0809

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0788 0.0781 0.0785
February 0.0787 0.0775 0.0781
March 0.0790 0.0776 0.0780
April 0.0782 0.0771 0.0775
May 0.0774 0.0767 0.0769
June 0.0769 0.0763 0.0766
July 0.0767 0.0759 0.0762
August 0.0773 0.0757 0.0762
September 0.0765 0.0759 0.0764
October 0.0765 0.0758 0.0762
November 0.0763 0.0759 0.0761
December 0.0763 0.0755 0.0760