2013 HNL to BBD Historical Review

YEARLY HIGH

0.1055 BBD

YEARLY LOW

0.0974 BBD

YEARLY AVERAGE

0.0996 BBD

2013 HNL to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 22, valuing the pair at 0.1055. Conversely, the yearly low was recorded on December 1, dropping to 0.0974.

This high-to-low spread represents a total annual volatility of 0.0081 BBD. From a start-to-finish perspective, comparing the January average rate of 0.1005 to the December average rate of 0.0980, the exchange rate registered a net change of -2.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.1055 was up 0.06% compared to the 2012 peak of 0.1054, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 527 BBD

2012 Average 518 BBD

Yearly Trough Low 487 BBD

Transaction Impact: A difference of 40.31 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.1039

0.0972

JanuMarcMayJulySeptNove

HNL to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1012, compared to 0.0981 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.1012

H2 Avg (Jul–Dec) 0.0981

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0067 BBD (High: 0.1055 / Low: 0.0987). On the other end, August was the most stable month, with a tight range of 0.0004 BBD (High: 0.0984 / Low: 0.0979).

May Spread (Volatile) ±0.0067

August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0047 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 0.1034) against the same month in 2012 (average: 0.1049), the exchange rate shifted by -0.0016 (-1.48%).

2013 Avg (May) 0.1034

2012 Avg (May) 0.1049

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1010	0.1003	0.1005
February	0.1006	0.0998	0.1003
March	0.1020	0.1003	0.1012
April	0.1039	0.1020	0.1029
May	0.1055	0.0987	0.1034
June	0.0989	0.0983	0.0986
July	0.0993	0.0980	0.0986
August	0.0984	0.0979	0.0981
September	0.0989	0.0977	0.0982
October	0.0982	0.0977	0.0979
November	0.0985	0.0974	0.0978
December	0.0986	0.0974	0.0980