2012 HNL to CAD Historical Review

YEARLY HIGH

0.0546 CAD

YEARLY LOW

0.0495 CAD

YEARLY AVERAGE

0.0518 CAD

2012 HNL to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 3, valuing the pair at 0.0546. Conversely, the yearly low was recorded on September 14, dropping to 0.0495.

This high-to-low spread represents a total annual volatility of 0.0051 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0532 to the December average rate of 0.0499, the exchange rate registered a net change of -6.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0546 was down 2.22% compared to the 2011 peak of 0.0558, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 273 CAD

2011 Average 262 CAD

Yearly Trough Low 247 CAD

Transaction Impact: A difference of 25.57 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0543

0.0495

JanuMarcMayJulySeptNove

HNL to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0528, compared to 0.0508 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.0528

H2 Avg (Jul–Dec) 0.0508

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0025 CAD (High: 0.0541 / Low: 0.0516). On the other end, November was the most stable month, with a tight range of 0.0006 CAD (High: 0.0507 / Low: 0.0501).

May Spread (Volatile) ±0.0025

November Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0021 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 0.0539) against the same month in 2011 (average: 0.0517), the exchange rate shifted by +0.0023 (+4.35%).

2012 Avg (June) 0.0539

2011 Avg (June) 0.0517

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0539	0.0525	0.0532
February	0.0526	0.0519	0.0523
March	0.0525	0.0517	0.0521
April	0.0527	0.0515	0.0521
May	0.0541	0.0516	0.0530
June	0.0546	0.0534	0.0539
July	0.0536	0.0517	0.0531
August	0.0525	0.0504	0.0510
September	0.0507	0.0495	0.0499
October	0.0508	0.0496	0.0501
November	0.0507	0.0501	0.0504
December	0.0502	0.0496	0.0499