2022 HNL to CAD Historical Review

YEARLY HIGH

0.0560 CAD

YEARLY LOW

0.0500 CAD

YEARLY AVERAGE

0.0529 CAD

2022 HNL to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HNL to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 14, valuing the pair at 0.0560. Conversely, the yearly low was recorded on August 29, dropping to 0.0500.

This high-to-low spread represents a total annual volatility of 0.0060 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0515 to the December average rate of 0.0551, the exchange rate registered a net change of 6.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0560 was up 3.66% compared to the 2021 peak of 0.0541, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 280 CAD

2021 Average 260 CAD

Yearly Trough Low 250 CAD

Transaction Impact: A difference of 30.14 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0557

0.0511

JanuMarcMayJulySeptNove

HNL to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0518, compared to 0.0539 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0518

H2 Avg (Jul–Dec) 0.0539

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0035 CAD (High: 0.0535 / Low: 0.0500). On the other end, February was the most stable month, with a tight range of 0.0007 CAD (High: 0.0522 / Low: 0.0515).

August Spread (Volatile) ±0.0035

February Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.0554) against the same month in 2021 (average: 0.0515), the exchange rate shifted by +0.0039 (+7.48%).

2022 Avg (October) 0.0554

2021 Avg (October) 0.0515

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0522	0.0509	0.0515
February	0.0522	0.0515	0.0518
March	0.0524	0.0507	0.0516
April	0.0525	0.0509	0.0516
May	0.0532	0.0515	0.0524
June	0.0531	0.0510	0.0522
July	0.0533	0.0521	0.0526
August	0.0535	0.0500	0.0524
September	0.0559	0.0526	0.0540
October	0.0560	0.0547	0.0554
November	0.0555	0.0534	0.0542
December	0.0556	0.0543	0.0551