2015 HNL to CAD Historical Review

YEARLY HIGH

0.0641 CAD

YEARLY LOW

0.0545 CAD

YEARLY AVERAGE

0.0589 CAD

2015 HNL to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.0641. Conversely, the yearly low was recorded on May 13, dropping to 0.0545.

This high-to-low spread represents a total annual volatility of 0.0097 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0574 to the December average rate of 0.0627, the exchange rate registered a net change of 9.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0641 was up 9.83% compared to the 2014 peak of 0.0584, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 321 CAD

2014 Average 271 CAD

Yearly Trough Low 272 CAD

Transaction Impact: A difference of 48.25 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0634

0.0548

JanuMarcMayJulySeptNove

HNL to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0575, compared to 0.0604 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 0.0575

H2 Avg (Jul–Dec) 0.0604

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0050 CAD (High: 0.0602 / Low: 0.0552). On the other end, June was the most stable month, with a tight range of 0.0010 CAD (High: 0.0572 / Low: 0.0562).

January Spread (Volatile) ±0.0050

June Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0018 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.0627) against the same month in 2014 (average: 0.0547), the exchange rate shifted by +0.0079 (+14.50%).

2015 Avg (December) 0.0627

2014 Avg (December) 0.0547

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0602	0.0552	0.0574
February	0.0599	0.0586	0.0592
March	0.0601	0.0580	0.0590
April	0.0589	0.0548	0.0574
May	0.0569	0.0545	0.0555
June	0.0572	0.0562	0.0566
July	0.0598	0.0574	0.0588
August	0.0608	0.0594	0.0600
September	0.0613	0.0602	0.0607
October	0.0607	0.0586	0.0595
November	0.0610	0.0594	0.0605
December	0.0641	0.0608	0.0627