2020 HNL to CAD Historical Review

YEARLY HIGH

0.0582 CAD

YEARLY LOW

0.0516 CAD

YEARLY AVERAGE

0.0542 CAD

2020 HNL to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0582. Conversely, the yearly low was recorded on January 14, dropping to 0.0516.

This high-to-low spread represents a total annual volatility of 0.0066 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0528 to the December average rate of 0.0528, the exchange rate registered a net change of 0.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0582 was down 34.59% compared to the 2019 peak of 0.0890, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 291 CAD

2019 Average 270 CAD

Yearly Trough Low 258 CAD

Transaction Impact: A difference of 32.97 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0568

0.0524

JanuMarcMayJulySeptNove

HNL to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0549, compared to 0.0536 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0549

H2 Avg (Jul–Dec) 0.0536

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0045 CAD (High: 0.0582 / Low: 0.0537). On the other end, December was the most stable month, with a tight range of 0.0010 CAD (High: 0.0533 / Low: 0.0523).

March Spread (Volatile) ±0.0045

December Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0017 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0560) against the same month in 2019 (average: 0.0545), the exchange rate shifted by +0.0015 (+2.78%).

2020 Avg (March) 0.0560

2019 Avg (March) 0.0545

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0533	0.0516	0.0528
February	0.0540	0.0530	0.0535
March	0.0582	0.0537	0.0560
April	0.0572	0.0557	0.0564
May	0.0570	0.0551	0.0560
June	0.0551	0.0535	0.0544
July	0.0549	0.0536	0.0543
August	0.0540	0.0529	0.0536
September	0.0543	0.0527	0.0535
October	0.0542	0.0533	0.0537
November	0.0544	0.0529	0.0536
December	0.0533	0.0523	0.0528