2014 HNL to CAD Historical Review

YEARLY HIGH

0.0584 CAD

YEARLY LOW

0.0507 CAD

YEARLY AVERAGE

0.0542 CAD

2014 HNL to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0584. Conversely, the yearly low was recorded on July 3, dropping to 0.0507.

This high-to-low spread represents a total annual volatility of 0.0076 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0544 to the December average rate of 0.0547, the exchange rate registered a net change of 0.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0584 was up 7.15% compared to the 2013 peak of 0.0545, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 292 CAD

2013 Average 256 CAD

Yearly Trough Low 254 CAD

Transaction Impact: A difference of 38.18 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0581

0.0506

JanuMarcMayJulySeptNove

HNL to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0557, compared to 0.0527 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.0557

H2 Avg (Jul–Dec) 0.0527

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0051 CAD (High: 0.0575 / Low: 0.0524). On the other end, October was the most stable month, with a tight range of 0.0008 CAD (High: 0.0532 / Low: 0.0524).

May Spread (Volatile) ±0.0051

October Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0048 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0048

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.0575) against the same month in 2013 (average: 0.0518), the exchange rate shifted by +0.0057 (+10.93%).

2014 Avg (March) 0.0575

2013 Avg (March) 0.0518

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0561	0.0525	0.0544
February	0.0568	0.0556	0.0560
March	0.0584	0.0566	0.0575
April	0.0578	0.0568	0.0574
May	0.0575	0.0524	0.0567
June	0.0529	0.0509	0.0520
July	0.0521	0.0507	0.0512
August	0.0524	0.0514	0.0520
September	0.0530	0.0514	0.0522
October	0.0532	0.0524	0.0528
November	0.0538	0.0529	0.0533
December	0.0553	0.0535	0.0547