2026 HNL to CAD Historical Review

YEARLY HIGH

0.0527 CAD

YEARLY LOW

0.0511 CAD

YEARLY AVERAGE

0.0519 CAD

2026 HNL to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 0.0527. Conversely, the yearly low was recorded on May 2, dropping to 0.0511.

This high-to-low spread represents a total annual volatility of 0.0017 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0522 to the December average rate of 0.0522, the exchange rate registered a net change of 0.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0527 was down 7.66% compared to the 2025 peak of 0.0571, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 264 CAD

2025 Average 269 CAD

Yearly Trough Low 255 CAD

Transaction Impact: A difference of 8.27 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0523

0.0515

JanuFebrMarcApriMayJune

HNL to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0519, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0519 points.

H1 Avg (Jan–Jun) 0.0519

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0016 CAD (High: 0.0527 / Low: 0.0511). On the other end, June was the most stable month, with a tight range of 0.0004 CAD (High: 0.0524 / Low: 0.0520).

January Spread (Volatile) ±0.0016

June Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0006 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.0522) against the same month in 2025 (average: 0.0565), the exchange rate shifted by -0.0043 (-7.69%).

2026 Avg (January) 0.0522

2025 Avg (January) 0.0565

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0527	0.0511	0.0522
February	0.0519	0.0512	0.0516
March	0.0525	0.0511	0.0518
April	0.0526	0.0512	0.0518
May	0.0520	0.0511	0.0518
June	0.0524	0.0520	0.0522