2019 HNL to CAD Historical Review

YEARLY HIGH

0.0890 CAD

YEARLY LOW

0.0528 CAD

YEARLY AVERAGE

0.0541 CAD

2019 HNL to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HNL to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 0.0890. Conversely, the yearly low was recorded on December 31, dropping to 0.0528.

This high-to-low spread represents a total annual volatility of 0.0363 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0544 to the December average rate of 0.0544, the exchange rate registered a net change of -0.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0890 was up 52.30% compared to the 2018 peak of 0.0585, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 445 CAD

2018 Average 271 CAD

Yearly Trough Low 264 CAD

Transaction Impact: A difference of 181.39 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0554

0.0530

JanuMarcMayJulySeptNove

HNL to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0544, compared to 0.0538 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0544

H2 Avg (Jul–Dec) 0.0538

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0363 CAD (High: 0.0890 / Low: 0.0528). On the other end, November was the most stable month, with a tight range of 0.0008 CAD (High: 0.0540 / Low: 0.0533).

December Spread (Volatile) ±0.0363

November Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0014 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.0544) against the same month in 2018 (average: 0.0554), the exchange rate shifted by -0.0010 (-1.83%).

2019 Avg (December) 0.0544

2018 Avg (December) 0.0554

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0560	0.0537	0.0544
February	0.0544	0.0535	0.0539
March	0.0550	0.0542	0.0545
April	0.0551	0.0542	0.0546
May	0.0571	0.0544	0.0552
June	0.0554	0.0530	0.0538
July	0.0539	0.0528	0.0532
August	0.0552	0.0536	0.0540
September	0.0544	0.0534	0.0538
October	0.0544	0.0528	0.0534
November	0.0540	0.0533	0.0536
December	0.0890	0.0528	0.0544