2014 HNL to CHF Historical Review

YEARLY HIGH

0.0472 CHF

YEARLY LOW

0.0424 CHF

YEARLY AVERAGE

0.0449 CHF

2014 HNL to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0472. Conversely, the yearly low was recorded on June 30, dropping to 0.0424.

This high-to-low spread represents a total annual volatility of 0.0049 CHF. From a start-to-finish perspective, comparing the January average rate of 0.0450 to the December average rate of 0.0463, the exchange rate registered a net change of 2.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0472 was down 8.12% compared to the 2013 peak of 0.0514, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 236 CHF

2013 Average 231 CHF

Yearly Trough Low 212 CHF

Transaction Impact: A difference of 24.42 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0467

0.0425

JanuMarcMayJulySeptNove

HNL to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0452, compared to 0.0445 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0452

H2 Avg (Jul–Dec) 0.0445

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0037 CHF (High: 0.0470 / Low: 0.0433). On the other end, February was the most stable month, with a tight range of 0.0004 CHF (High: 0.0455 / Low: 0.0451).

May Spread (Volatile) ±0.0037

February Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0033 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0463) against the same month in 2013 (average: 0.0438), the exchange rate shifted by +0.0025 (+5.80%).

2014 Avg (December) 0.0463

2013 Avg (December) 0.0438

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0456	0.0440	0.0450
February	0.0455	0.0451	0.0453
March	0.0462	0.0450	0.0455
April	0.0464	0.0458	0.0461
May	0.0470	0.0433	0.0463
June	0.0434	0.0424	0.0430
July	0.0434	0.0424	0.0428
August	0.0435	0.0429	0.0433
September	0.0452	0.0436	0.0444
October	0.0457	0.0444	0.0449
November	0.0458	0.0451	0.0454
December	0.0472	0.0455	0.0463