2015 HNL to CHF Historical Review

YEARLY HIGH

0.0486 CHF

YEARLY LOW

0.0409 CHF

YEARLY AVERAGE

0.0444 CHF

2015 HNL to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.0486. Conversely, the yearly low was recorded on January 21, dropping to 0.0409.

This high-to-low spread represents a total annual volatility of 0.0077 CHF. From a start-to-finish perspective, comparing the January average rate of 0.0449 to the December average rate of 0.0454, the exchange rate registered a net change of 1.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0486 was up 2.80% compared to the 2014 peak of 0.0472, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 243 CHF

2014 Average 224 CHF

Yearly Trough Low 204 CHF

Transaction Impact: A difference of 38.37 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0463

0.0422

JanuMarcMayJulySeptNove

HNL to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0441, compared to 0.0446 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0441

H2 Avg (Jul–Dec) 0.0446

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0077 CHF (High: 0.0486 / Low: 0.0409). On the other end, September was the most stable month, with a tight range of 0.0009 CHF (High: 0.0448 / Low: 0.0439).

January Spread (Volatile) ±0.0077

September Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0021 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0449) against the same month in 2014 (average: 0.0450), the exchange rate shifted by -0.0001 (-0.26%).

2015 Avg (January) 0.0449

2014 Avg (January) 0.0450

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0486	0.0409	0.0449
February	0.0454	0.0436	0.0442
March	0.0475	0.0447	0.0458
April	0.0457	0.0427	0.0446
May	0.0434	0.0416	0.0425
June	0.0432	0.0422	0.0427
July	0.0442	0.0431	0.0437
August	0.0451	0.0426	0.0442
September	0.0448	0.0439	0.0445
October	0.0451	0.0433	0.0441
November	0.0470	0.0448	0.0460
December	0.0469	0.0445	0.0454