2020 HNL to CHF Historical Review

YEARLY HIGH

0.0399 CHF

YEARLY LOW

0.0364 CHF

YEARLY AVERAGE

0.0379 CHF

2020 HNL to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 0.0399. Conversely, the yearly low was recorded on December 30, dropping to 0.0364.

This high-to-low spread represents a total annual volatility of 0.0035 CHF. From a start-to-finish perspective, comparing the January average rate of 0.0391 to the December average rate of 0.0366, the exchange rate registered a net change of -6.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0399 was down 39.92% compared to the 2019 peak of 0.0664, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 200 CHF

2019 Average 203 CHF

Yearly Trough Low 182 CHF

Transaction Impact: A difference of 17.46 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0396

0.0364

JanuMarcMayJulySeptNove

HNL to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0388, compared to 0.0371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0388

H2 Avg (Jul–Dec) 0.0371

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0024 CHF (High: 0.0397 / Low: 0.0373). On the other end, August was the most stable month, with a tight range of 0.0005 CHF (High: 0.0371 / Low: 0.0366).

March Spread (Volatile) ±0.0024

August Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0393) against the same month in 2019 (average: 0.0409), the exchange rate shifted by -0.0016 (-3.83%).

2020 Avg (February) 0.0393

2019 Avg (February) 0.0409

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0396	0.0382	0.0391
February	0.0399	0.0387	0.0393
March	0.0397	0.0373	0.0385
April	0.0393	0.0385	0.0390
May	0.0391	0.0384	0.0388
June	0.0386	0.0379	0.0382
July	0.0381	0.0365	0.0375
August	0.0371	0.0366	0.0368
September	0.0377	0.0366	0.0370
October	0.0374	0.0368	0.0371
November	0.0376	0.0366	0.0373
December	0.0370	0.0364	0.0366