YEARLY HIGH
0.0371 CHF
YEARLY LOW
0.0338 CHF
YEARLY AVERAGE
0.0354 CHF

2024 HNL to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HNL to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 0.0371. Conversely, the yearly low was recorded on September 28, dropping to 0.0338.

This high-to-low spread represents a total annual volatility of 0.0033 CHF. From a start-to-finish perspective, comparing the January average rate of 0.0348 to the December average rate of 0.0352, the exchange rate registered a net change of 1.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0371 was down 2.85% compared to the 2023 peak of 0.0382, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 186 CHF
2023 Average 182 CHF
Yearly Trough Low 169 CHF
Transaction Impact: A difference of 16.48 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0371
0.0338
JanuMarcMayJulySeptNove

HNL to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0360, compared to 0.0349 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0360
H2 Avg (Jul–Dec) 0.0349

Volatility Range Comparison

Volatility

The most volatile month in 2024 was June, with a trading range of 0.0013 CHF (High: 0.0366 / Low: 0.0353). On the other end, September was the most stable month, with a tight range of 0.0005 CHF (High: 0.0344 / Low: 0.0338).

June Spread (Volatile) ±0.0013
September Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0014 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2024: 0.0368) against the same month in 2023 (average: 0.0366), the exchange rate shifted by +0.0003 (+0.76%).

2024 Avg (April) 0.0368
2023 Avg (April) 0.0366

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0353 0.0340 0.0348
February 0.0359 0.0347 0.0355
March 0.0366 0.0355 0.0360
April 0.0371 0.0364 0.0368
May 0.0371 0.0364 0.0367
June 0.0366 0.0353 0.0361
July 0.0365 0.0354 0.0360
August 0.0352 0.0339 0.0346
September 0.0344 0.0338 0.0341
October 0.0346 0.0340 0.0344
November 0.0355 0.0343 0.0350
December 0.0357 0.0346 0.0352