2026 HNL to CHF Historical Review

YEARLY HIGH

0.0306 CHF

YEARLY LOW

0.0289 CHF

YEARLY AVERAGE

0.0298 CHF

2026 HNL to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 0.0306. Conversely, the yearly low was recorded on January 27, dropping to 0.0289.

This high-to-low spread represents a total annual volatility of 0.0018 CHF. From a start-to-finish perspective, comparing the January average rate of 0.0299 to the December average rate of 0.0302, the exchange rate registered a net change of 0.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0306 was down 15.00% compared to the 2025 peak of 0.0360, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 153 CHF

2025 Average 160 CHF

Yearly Trough Low 144 CHF

Transaction Impact: A difference of 8.82 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0304

0.0291

JanuMarcMayJuly

HNL to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0296, compared to 0.0302 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0296

H2 Avg (Jul–Dec) 0.0302

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0015 CHF (High: 0.0304 / Low: 0.0289). On the other end, August was the most stable month, with a tight range of 0.0001 CHF (High: 0.0302 / Low: 0.0301).

January Spread (Volatile) ±0.0015

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0007 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.0303) against the same month in 2025 (average: 0.0304), the exchange rate shifted by -0.0001 (-0.45%).

2026 Avg (July) 0.0303

2025 Avg (July) 0.0304

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0304	0.0289	0.0299
February	0.0295	0.0290	0.0292
March	0.0302	0.0291	0.0297
April	0.0302	0.0293	0.0296
May	0.0296	0.0293	0.0295
June	0.0303	0.0295	0.0300
July	0.0306	0.0300	0.0303
August	0.0302	0.0301	0.0302