2015 HNL to EUR Historical Review

YEARLY HIGH

0.0448 EUR

YEARLY LOW

0.0393 EUR

YEARLY AVERAGE

0.0416 EUR

2015 HNL to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 11, valuing the pair at 0.0448. Conversely, the yearly low was recorded on August 24, dropping to 0.0393.

This high-to-low spread represents a total annual volatility of 0.0055 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0409 to the December average rate of 0.0419, the exchange rate registered a net change of 2.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0448 was up 13.94% compared to the 2014 peak of 0.0393, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 224 EUR

2014 Average 185 EUR

Yearly Trough Low 197 EUR

Transaction Impact: A difference of 27.33 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0435

0.0403

JanuMarcMayJulySeptNove

HNL to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0417, compared to 0.0414 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0417

H2 Avg (Jul–Dec) 0.0414

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0035 EUR (High: 0.0442 / Low: 0.0406). On the other end, September was the most stable month, with a tight range of 0.0012 EUR (High: 0.0412 / Low: 0.0400).

April Spread (Volatile) ±0.0035

September Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0021 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0432) against the same month in 2014 (average: 0.0374), the exchange rate shifted by +0.0058 (+15.48%).

2015 Avg (March) 0.0432

2014 Avg (March) 0.0374

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0426	0.0393	0.0409
February	0.0426	0.0413	0.0417
March	0.0448	0.0422	0.0432
April	0.0442	0.0406	0.0429
May	0.0419	0.0398	0.0409
June	0.0418	0.0404	0.0408
July	0.0423	0.0411	0.0416
August	0.0419	0.0393	0.0410
September	0.0412	0.0400	0.0407
October	0.0416	0.0397	0.0406
November	0.0432	0.0412	0.0424
December	0.0430	0.0412	0.0419