2024 HNL to EUR Historical Review

YEARLY HIGH

0.0381 EUR

YEARLY LOW

0.0359 EUR

YEARLY AVERAGE

0.0372 EUR

2024 HNL to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HNL to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 0.0381. Conversely, the yearly low was recorded on August 23, dropping to 0.0359.

This high-to-low spread represents a total annual volatility of 0.0023 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0371 to the December average rate of 0.0377, the exchange rate registered a net change of 1.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0381 was down 1.09% compared to the 2023 peak of 0.0386, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 191 EUR

2023 Average 187 EUR

Yearly Trough Low 179 EUR

Transaction Impact: A difference of 11.28 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0379

0.0361

JanuMarcMayJulySeptNove

HNL to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0374, compared to 0.0370 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0374

H2 Avg (Jul–Dec) 0.0370

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0016 EUR (High: 0.0380 / Low: 0.0364). On the other end, February was the most stable month, with a tight range of 0.0006 EUR (High: 0.0378 / Low: 0.0372).

November Spread (Volatile) ±0.0016

February Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2024: 0.0378) against the same month in 2023 (average: 0.0370), the exchange rate shifted by +0.0007 (+2.00%).

2024 Avg (April) 0.0378

2023 Avg (April) 0.0370

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0375	0.0366	0.0371
February	0.0378	0.0372	0.0375
March	0.0376	0.0369	0.0372
April	0.0381	0.0372	0.0378
May	0.0377	0.0371	0.0374
June	0.0379	0.0370	0.0375
July	0.0376	0.0369	0.0372
August	0.0374	0.0359	0.0366
September	0.0366	0.0359	0.0362
October	0.0370	0.0363	0.0367
November	0.0380	0.0364	0.0374
December	0.0381	0.0373	0.0377