2026 HNL to EUR Historical Review

YEARLY HIGH

0.0330 EUR

YEARLY LOW

0.0315 EUR

YEARLY AVERAGE

0.0323 EUR

2026 HNL to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.0330. Conversely, the yearly low was recorded on January 27, dropping to 0.0315.

This high-to-low spread represents a total annual volatility of 0.0016 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0323 to the December average rate of 0.0324, the exchange rate registered a net change of 0.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0330 was down 13.89% compared to the 2025 peak of 0.0383, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 165 EUR

2025 Average 170 EUR

Yearly Trough Low 157 EUR

Transaction Impact: A difference of 7.77 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0327

0.0319

JanuFebrMarcApriMayJune

HNL to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0323, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0323 points.

H1 Avg (Jan–Jun) 0.0323

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0012 EUR (High: 0.0326 / Low: 0.0315). On the other end, June was the most stable month, with a tight range of 0.0002 EUR (High: 0.0325 / Low: 0.0323).

January Spread (Volatile) ±0.0012

June Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0326) against the same month in 2025 (average: 0.0361), the exchange rate shifted by -0.0035 (-9.62%).

2026 Avg (March) 0.0326

2025 Avg (March) 0.0361

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0326	0.0315	0.0323
February	0.0322	0.0317	0.0320
March	0.0330	0.0322	0.0326
April	0.0328	0.0318	0.0322
May	0.0323	0.0320	0.0323
June	0.0325	0.0323	0.0324