2022 HNL to EUR Historical Review

YEARLY HIGH

0.0423 EUR

YEARLY LOW

0.0355 EUR

YEARLY AVERAGE

0.0386 EUR

2022 HNL to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HNL to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.0423. Conversely, the yearly low was recorded on February 6, dropping to 0.0355.

This high-to-low spread represents a total annual volatility of 0.0068 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0360 to the December average rate of 0.0382, the exchange rate registered a net change of 6.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0423 was up 14.22% compared to the 2021 peak of 0.0370, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 211 EUR

2021 Average 175 EUR

Yearly Trough Low 177 EUR

Transaction Impact: A difference of 34.03 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0416

0.0353

JanuMarcMayJulySeptNove

HNL to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0373, compared to 0.0399 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.0373

H2 Avg (Jul–Dec) 0.0399

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0027 EUR (High: 0.0414 / Low: 0.0387). On the other end, December was the most stable month, with a tight range of 0.0009 EUR (High: 0.0386 / Low: 0.0377).

November Spread (Volatile) ±0.0027

December Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0016 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0409) against the same month in 2021 (average: 0.0353), the exchange rate shifted by +0.0057 (+16.14%).

2022 Avg (September) 0.0409

2021 Avg (September) 0.0353

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0365	0.0356	0.0360
February	0.0366	0.0355	0.0359
March	0.0374	0.0365	0.0371
April	0.0389	0.0368	0.0378
May	0.0393	0.0378	0.0386
June	0.0392	0.0379	0.0385
July	0.0406	0.0390	0.0399
August	0.0410	0.0384	0.0401
September	0.0423	0.0399	0.0409
October	0.0416	0.0400	0.0411
November	0.0414	0.0387	0.0395
December	0.0386	0.0377	0.0382