2016 HNL to EUR Historical Review

YEARLY HIGH

0.0416 EUR

YEARLY LOW

0.0384 EUR

YEARLY AVERAGE

0.0397 EUR

2016 HNL to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0416. Conversely, the yearly low was recorded on May 2, dropping to 0.0384.

This high-to-low spread represents a total annual volatility of 0.0032 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0410 to the December average rate of 0.0407, the exchange rate registered a net change of -0.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0416 was down 7.04% compared to the 2015 peak of 0.0448, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 208 EUR

2015 Average 208 EUR

Yearly Trough Low 192 EUR

Transaction Impact: A difference of 16.13 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0412

0.0388

JanuMarcMayJulySeptNove

HNL to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0397, compared to 0.0397 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0397

H2 Avg (Jul–Dec) 0.0397

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0019 EUR (High: 0.0410 / Low: 0.0391). On the other end, September was the most stable month, with a tight range of 0.0004 EUR (High: 0.0392 / Low: 0.0388).

November Spread (Volatile) ±0.0019

September Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0011 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0410) against the same month in 2015 (average: 0.0409), the exchange rate shifted by +0.0001 (+0.36%).

2016 Avg (January) 0.0410

2015 Avg (January) 0.0409

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0416	0.0406	0.0410
February	0.0408	0.0391	0.0399
March	0.0407	0.0389	0.0397
April	0.0395	0.0387	0.0391
May	0.0398	0.0384	0.0392
June	0.0400	0.0386	0.0392
July	0.0400	0.0393	0.0397
August	0.0395	0.0386	0.0391
September	0.0392	0.0388	0.0390
October	0.0403	0.0388	0.0397
November	0.0410	0.0391	0.0403
December	0.0411	0.0400	0.0407