2018 HNL to EUR Historical Review

YEARLY HIGH

0.0385 EUR

YEARLY LOW

0.0338 EUR

YEARLY AVERAGE

0.0354 EUR

2018 HNL to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 0.0385. Conversely, the yearly low was recorded on February 1, dropping to 0.0338.

This high-to-low spread represents a total annual volatility of 0.0047 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0347 to the December average rate of 0.0362, the exchange rate registered a net change of 4.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0385 was down 6.94% compared to the 2017 peak of 0.0414, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 193 EUR

2017 Average 189 EUR

Yearly Trough Low 169 EUR

Transaction Impact: A difference of 23.57 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0364

0.0341

JanuMarcMayJulySeptNove

HNL to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0348, compared to 0.0360 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0348

H2 Avg (Jul–Dec) 0.0360

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0029 EUR (High: 0.0385 / Low: 0.0357). On the other end, July was the most stable month, with a tight range of 0.0005 EUR (High: 0.0359 / Low: 0.0354).

December Spread (Volatile) ±0.0029

July Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.0362) against the same month in 2017 (average: 0.0357), the exchange rate shifted by +0.0005 (+1.42%).

2018 Avg (December) 0.0362

2017 Avg (December) 0.0357

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0355	0.0340	0.0347
February	0.0347	0.0338	0.0343
March	0.0345	0.0340	0.0343
April	0.0350	0.0341	0.0344
May	0.0363	0.0352	0.0356
June	0.0360	0.0353	0.0357
July	0.0359	0.0354	0.0357
August	0.0367	0.0356	0.0361
September	0.0360	0.0353	0.0357
October	0.0367	0.0358	0.0361
November	0.0369	0.0359	0.0362
December	0.0385	0.0357	0.0362