2012 HNL to EUR Historical Review

YEARLY HIGH

0.0435 EUR

YEARLY LOW

0.0379 EUR

YEARLY AVERAGE

0.0403 EUR

2012 HNL to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0435. Conversely, the yearly low was recorded on December 27, dropping to 0.0379.

This high-to-low spread represents a total annual volatility of 0.0055 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0407 to the December average rate of 0.0384, the exchange rate registered a net change of -5.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0435 was up 6.33% compared to the 2011 peak of 0.0409, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 217 EUR

2011 Average 190 EUR

Yearly Trough Low 190 EUR

Transaction Impact: A difference of 27.65 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0431

0.0380

JanuMarcMayJulySeptNove

HNL to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0405, compared to 0.0401 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0405

H2 Avg (Jul–Dec) 0.0401

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0027 EUR (High: 0.0424 / Low: 0.0397). On the other end, October was the most stable month, with a tight range of 0.0008 EUR (High: 0.0395 / Low: 0.0387).

May Spread (Volatile) ±0.0027

October Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0018 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0427) against the same month in 2011 (average: 0.0370), the exchange rate shifted by +0.0057 (+15.27%).

2012 Avg (July) 0.0427

2011 Avg (July) 0.0370

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0414	0.0398	0.0407
February	0.0401	0.0390	0.0396
March	0.0402	0.0393	0.0397
April	0.0402	0.0393	0.0399
May	0.0424	0.0397	0.0410
June	0.0424	0.0414	0.0419
July	0.0435	0.0416	0.0427
August	0.0428	0.0406	0.0415
September	0.0407	0.0389	0.0396
October	0.0395	0.0387	0.0391
November	0.0398	0.0389	0.0394
December	0.0391	0.0379	0.0384