2012 HNL to NPR Historical Review

YEARLY HIGH

4.7575 NPR

YEARLY LOW

4.1037 NPR

YEARLY AVERAGE

4.4196 NPR

2012 HNL to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 22, valuing the pair at 4.7575. Conversely, the yearly low was recorded on February 6, dropping to 4.1037.

This high-to-low spread represents a total annual volatility of 0.6537 NPR. From a start-to-finish perspective, comparing the January average rate of 4.3110 to the December average rate of 4.4078, the exchange rate registered a net change of 2.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 4.7575 was up 5.09% compared to the 2011 peak of 4.5269, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 23,787 NPR

2011 Average 19,576 NPR

Yearly Trough Low 20,519 NPR

Transaction Impact: A difference of 3,268.59 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.7464

4.0837

JanuMarcMayJulySeptNove

HNL to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3740, compared to 4.4653 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0914 points.

H1 Avg (Jan–Jun) 4.3740

H2 Avg (Jul–Dec) 4.4653

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.3571 NPR (High: 4.4990 / Low: 4.1418). On the other end, December was the most stable month, with a tight range of 0.0508 NPR (High: 4.4322 / Low: 4.3814).

January Spread (Volatile) ±0.3571

December Spread (Stable) ±0.0508

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1721 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1721

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 4.6912) against the same month in 2011 (average: 3.7957), the exchange rate shifted by +0.8955 (+23.59%).

2012 Avg (June) 4.6912

2011 Avg (June) 3.7957

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.4990	4.1418	4.3110
February	4.2164	4.1037	4.1389
March	4.2969	4.1249	4.2193
April	4.4151	4.2527	4.3351
May	4.7084	4.4140	4.5482
June	4.7575	4.6388	4.6912
July	4.6795	4.5537	4.6355
August	4.6687	4.5201	4.5630
September	4.5646	4.2943	4.4452
October	4.3850	4.2193	4.3062
November	4.4989	4.3636	4.4342
December	4.4322	4.3814	4.4078