2013 HNL to NPR Historical Review

YEARLY HIGH

5.2620 NPR

YEARLY LOW

4.2667 NPR

YEARLY AVERAGE

4.6583 NPR

2013 HNL to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 5.2620. Conversely, the yearly low was recorded on February 5, dropping to 4.2667.

This high-to-low spread represents a total annual volatility of 0.9953 NPR. From a start-to-finish perspective, comparing the January average rate of 4.3619 to the December average rate of 4.8498, the exchange rate registered a net change of 11.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 5.2620 was up 10.61% compared to the 2012 peak of 4.7575, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 26,310 NPR

2012 Average 22,103 NPR

Yearly Trough Low 21,334 NPR

Transaction Impact: A difference of 4,976.52 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

5.0803

4.2538

JanuMarcMayJulySeptNove

HNL to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4500, compared to 4.8665 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4164 points.

H1 Avg (Jan–Jun) 4.4500

H2 Avg (Jul–Dec) 4.8665

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 0.4785 NPR (High: 5.2220 / Low: 4.7435). On the other end, March was the most stable month, with a tight range of 0.0576 NPR (High: 4.4330 / Low: 4.3754).

August Spread (Volatile) ±0.4785

March Spread (Stable) ±0.0576

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1877 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.1877

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2013: 5.0114) against the same month in 2012 (average: 4.4452), the exchange rate shifted by +0.5662 (+12.74%).

2013 Avg (September) 5.0114

2012 Avg (September) 4.4452

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.4329	4.2787	4.3619
February	4.3759	4.2667	4.3227
March	4.4330	4.3754	4.4054
April	4.5046	4.4286	4.4754
May	4.6939	4.3982	4.5403
June	4.7430	4.4702	4.5945
July	4.8013	4.6286	4.7134
August	5.2220	4.7435	4.9139
September	5.2620	4.8715	5.0114
October	4.8826	4.7851	4.8237
November	4.9710	4.8323	4.8868
December	4.8819	4.7706	4.8498