2016 HNL to NPR Historical Review

YEARLY HIGH

4.8641 NPR

YEARLY LOW

4.6158 NPR

YEARLY AVERAGE

4.7213 NPR

2016 HNL to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 4.8641. Conversely, the yearly low was recorded on December 14, dropping to 4.6158.

This high-to-low spread represents a total annual volatility of 0.2483 NPR. From a start-to-finish perspective, comparing the January average rate of 4.7988 to the December average rate of 4.6544, the exchange rate registered a net change of -3.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 4.8641 was down 1.09% compared to the 2015 peak of 4.9179, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 24,320 NPR

2015 Average 23,649 NPR

Yearly Trough Low 23,079 NPR

Transaction Impact: A difference of 1,241.53 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

4.8542

4.6362

JanuMarcMayJulySeptNove

HNL to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7608, compared to 4.6818 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0790 points.

H1 Avg (Jan–Jun) 4.7608

H2 Avg (Jul–Dec) 4.6818

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1212 NPR (High: 4.7423 / Low: 4.6211). On the other end, August was the most stable month, with a tight range of 0.0290 NPR (High: 4.6978 / Low: 4.6688).

November Spread (Volatile) ±0.1212

August Spread (Stable) ±0.0290

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0992 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0992

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 4.8361) against the same month in 2015 (average: 4.6954), the exchange rate shifted by +0.1407 (+3.00%).

2016 Avg (February) 4.8361

2015 Avg (February) 4.6954

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.8448	4.7501	4.7988
February	4.8641	4.7954	4.8361
March	4.8136	4.6966	4.7369
April	4.7299	4.6893	4.7120
May	4.7828	4.6987	4.7383
June	4.7840	4.7028	4.7429
July	4.7422	4.6965	4.7193
August	4.6978	4.6688	4.6830
September	4.7000	4.6449	4.6742
October	4.6937	4.6437	4.6680
November	4.7423	4.6211	4.6921
December	4.7190	4.6158	4.6544