2014 HNL to NPR Historical Review

YEARLY HIGH

5.1078 NPR

YEARLY LOW

4.5403 NPR

YEARLY AVERAGE

4.7969 NPR

2014 HNL to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 24, valuing the pair at 5.1078. Conversely, the yearly low was recorded on June 9, dropping to 4.5403.

This high-to-low spread represents a total annual volatility of 0.5675 NPR. From a start-to-finish perspective, comparing the January average rate of 4.9541 to the December average rate of 4.7611, the exchange rate registered a net change of -3.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 5.1078 was down 2.93% compared to the 2013 peak of 5.2620, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 25,539 NPR

2013 Average 23,301 NPR

Yearly Trough Low 22,702 NPR

Transaction Impact: A difference of 2,837.66 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

5.1018

4.5431

JanuMarcMayJulySeptNove

HNL to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9419, compared to 4.6519 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2900 points.

H1 Avg (Jan–Jun) 4.9419

H2 Avg (Jul–Dec) 4.6519

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.4871 NPR (High: 5.0618 / Low: 4.5747). On the other end, July was the most stable month, with a tight range of 0.0444 NPR (High: 4.6124 / Low: 4.5680).

May Spread (Volatile) ±0.4871

July Spread (Stable) ±0.0444

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3723 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3723

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2014: 5.0463) against the same month in 2013 (average: 4.4754), the exchange rate shifted by +0.5708 (+12.75%).

2014 Avg (April) 5.0463

2013 Avg (April) 4.4754

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	5.0613	4.8844	4.9541
February	5.0778	5.0178	5.0443
March	5.1069	4.9813	5.0552
April	5.1078	4.9763	5.0463
May	5.0618	4.5747	4.9620
June	4.6362	4.5403	4.5897
July	4.6124	4.5680	4.5915
August	4.6915	4.6037	4.6429
September	4.6801	4.5867	4.6228
October	4.6784	4.6034	4.6343
November	4.6862	4.6317	4.6588
December	4.8417	4.6696	4.7611