2015 HNL to NPR Historical Review

YEARLY HIGH

4.9179 NPR

YEARLY LOW

4.5883 NPR

YEARLY AVERAGE

4.7297 NPR

2015 HNL to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 4.9179. Conversely, the yearly low was recorded on April 30, dropping to 4.5883.

This high-to-low spread represents a total annual volatility of 0.3296 NPR. From a start-to-finish perspective, comparing the January average rate of 4.7365 to the December average rate of 4.8535, the exchange rate registered a net change of 2.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.9179 was down 3.72% compared to the 2014 peak of 5.1078, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 24,590 NPR

2014 Average 23,978 NPR

Yearly Trough Low 22,942 NPR

Transaction Impact: A difference of 1,648.11 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.8745

4.6226

JanuMarcMayJulySeptNove

HNL to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6793, compared to 4.7801 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1008 points.

H1 Avg (Jan–Jun) 4.6793

H2 Avg (Jul–Dec) 4.7801

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.2099 NPR (High: 4.8496 / Low: 4.6397). On the other end, July was the most stable month, with a tight range of 0.0443 NPR (High: 4.6929 / Low: 4.6486).

January Spread (Volatile) ±0.2099

July Spread (Stable) ±0.0443

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0956 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0956

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 4.8535) against the same month in 2014 (average: 4.7611), the exchange rate shifted by +0.0924 (+1.94%).

2015 Avg (December) 4.8535

2014 Avg (December) 4.7611

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.8496	4.6397	4.7365
February	4.7448	4.6714	4.6954
March	4.7770	4.6024	4.6760
April	4.7018	4.5883	4.6436
May	4.6841	4.5896	4.6453
June	4.7087	4.6522	4.6789
July	4.6929	4.6486	4.6636
August	4.8528	4.6527	4.7489
September	4.8849	4.8036	4.8459
October	4.8106	4.7078	4.7503
November	4.8728	4.7496	4.8184
December	4.9179	4.7501	4.8535