2018 HNL to NPR Historical Review

YEARLY HIGH

4.9405 NPR

YEARLY LOW

4.2779 NPR

YEARLY AVERAGE

4.5731 NPR

2018 HNL to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 9, valuing the pair at 4.9405. Conversely, the yearly low was recorded on January 10, dropping to 4.2779.

This high-to-low spread represents a total annual volatility of 0.6626 NPR. From a start-to-finish perspective, comparing the January average rate of 4.3083 to the December average rate of 4.6597, the exchange rate registered a net change of 8.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 4.9405 was up 3.69% compared to the 2017 peak of 4.7648, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 24,703 NPR

2017 Average 22,190 NPR

Yearly Trough Low 21,390 NPR

Transaction Impact: A difference of 3,313.05 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

4.9488

4.2501

JanuMarcMayJulySeptNove

HNL to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4300, compared to 4.7161 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2861 points.

H1 Avg (Jan–Jun) 4.4300

H2 Avg (Jul–Dec) 4.7161

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.3659 NPR (High: 4.9360 / Low: 4.5700). On the other end, March was the most stable month, with a tight range of 0.0308 NPR (High: 4.4192 / Low: 4.3883).

December Spread (Volatile) ±0.3659

March Spread (Stable) ±0.0308

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1545 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1545

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 4.8906) against the same month in 2017 (average: 4.4313), the exchange rate shifted by +0.4593 (+10.36%).

2018 Avg (October) 4.8906

2017 Avg (October) 4.4313

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.3454	4.2779	4.3083
February	4.4165	4.3120	4.3643
March	4.4192	4.3883	4.4032
April	4.5215	4.3727	4.4386
May	4.5779	4.4967	4.5414
June	4.5800	4.4761	4.5241
July	4.6037	4.5568	4.5817
August	4.7268	4.5617	4.6352
September	4.8390	4.7268	4.7935
October	4.9405	4.8378	4.8906
November	4.8552	4.5713	4.7361
December	4.9360	4.5700	4.6597