2013 HNL to SBD Historical Review

YEARLY HIGH

0.3817 SBD

YEARLY LOW

0.3458 SBD

YEARLY AVERAGE

0.3564 SBD

2013 HNL to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 1, valuing the pair at 0.3817. Conversely, the yearly low was recorded on November 26, dropping to 0.3458.

This high-to-low spread represents a total annual volatility of 0.0360 SBD. From a start-to-finish perspective, comparing the January average rate of 0.3566 to the December average rate of 0.3522, the exchange rate registered a net change of -1.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.3817 was down 4.91% compared to the 2012 peak of 0.4014, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,909 SBD

2012 Average 1,847 SBD

Yearly Trough Low 1,729 SBD

Transaction Impact: A difference of 179.77 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.3753

0.3471

JanuMarcMayJulySeptNove

HNL to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3620, compared to 0.3507 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0113 points.

H1 Avg (Jan–Jun) 0.3620

H2 Avg (Jul–Dec) 0.3507

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0266 SBD (High: 0.3817 / Low: 0.3551). On the other end, June was the most stable month, with a tight range of 0.0035 SBD (High: 0.3564 / Low: 0.3528).

May Spread (Volatile) ±0.0266

June Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0186 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0186

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 0.3730) against the same month in 2012 (average: 0.3801), the exchange rate shifted by -0.0072 (-1.89%).

2013 Avg (May) 0.3730

2012 Avg (May) 0.3801

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3613	0.3553	0.3566
February	0.3618	0.3533	0.3557
March	0.3686	0.3557	0.3607
April	0.3756	0.3621	0.3716
May	0.3817	0.3551	0.3730
June	0.3564	0.3528	0.3544
July	0.3566	0.3478	0.3514
August	0.3529	0.3475	0.3494
September	0.3526	0.3477	0.3499
October	0.3542	0.3470	0.3502
November	0.3555	0.3458	0.3513
December	0.3564	0.3468	0.3522