2026 HNL to SBD Historical Review

YEARLY HIGH

0.3104 SBD

YEARLY LOW

0.3000 SBD

YEARLY AVERAGE

0.3030 SBD

2026 HNL to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.3104. Conversely, the yearly low was recorded on July 11, dropping to 0.3000.

This high-to-low spread represents a total annual volatility of 0.0104 SBD. From a start-to-finish perspective, comparing the January average rate of 0.3075 to the December average rate of 0.3017, the exchange rate registered a net change of -1.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.3104 was down 6.79% compared to the 2025 peak of 0.3330, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,552 SBD

2025 Average 1,597 SBD

Yearly Trough Low 1,500 SBD

Transaction Impact: A difference of 51.88 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.3081

0.3008

JanuMarcMayJuly

HNL to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3036, compared to 0.3015 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.3036

H2 Avg (Jul–Dec) 0.3015

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0061 SBD (High: 0.3104 / Low: 0.3043). On the other end, May was the most stable month, with a tight range of 0.0009 SBD (High: 0.3025 / Low: 0.3016).

January Spread (Volatile) ±0.0061

May Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0032 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.3075) against the same month in 2025 (average: 0.3312), the exchange rate shifted by -0.0237 (-7.16%).

2026 Avg (January) 0.3075

2025 Avg (January) 0.3312

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3104	0.3043	0.3075
February	0.3057	0.3030	0.3043
March	0.3056	0.3024	0.3036
April	0.3037	0.3012	0.3024
May	0.3025	0.3016	0.3022
June	0.3022	0.3007	0.3014
July	0.3037	0.3000	0.3014
August	0.3025	0.3008	0.3017