2018 HNL to SBD Historical Review

YEARLY HIGH

0.3493 SBD

YEARLY LOW

0.3240 SBD

YEARLY AVERAGE

0.3295 SBD

2018 HNL to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.3493. Conversely, the yearly low was recorded on November 20, dropping to 0.3240.

This high-to-low spread represents a total annual volatility of 0.0253 SBD. From a start-to-finish perspective, comparing the January average rate of 0.3288 to the December average rate of 0.3332, the exchange rate registered a net change of 1.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.3493 was up 1.17% compared to the 2017 peak of 0.3452, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,746 SBD

2017 Average 1,664 SBD

Yearly Trough Low 1,620 SBD

Transaction Impact: A difference of 126.38 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.3337

0.3275

JanuMarcMayJulySeptNove

HNL to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3291, compared to 0.3299 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.3291

H2 Avg (Jul–Dec) 0.3299

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0240 SBD (High: 0.3493 / Low: 0.3253). On the other end, September was the most stable month, with a tight range of 0.0015 SBD (High: 0.3287 / Low: 0.3272).

December Spread (Volatile) ±0.0240

September Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0013 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.3332) against the same month in 2017 (average: 0.3290), the exchange rate shifted by +0.0042 (+1.29%).

2018 Avg (December) 0.3332

2017 Avg (December) 0.3290

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3330	0.3267	0.3288
February	0.3302	0.3276	0.3286
March	0.3302	0.3277	0.3288
April	0.3306	0.3263	0.3288
May	0.3314	0.3266	0.3294
June	0.3322	0.3287	0.3301
July	0.3345	0.3271	0.3299
August	0.3303	0.3280	0.3286
September	0.3287	0.3272	0.3280
October	0.3338	0.3275	0.3304
November	0.3335	0.3240	0.3295
December	0.3493	0.3253	0.3332