2022 HNL to SBD Historical Review

YEARLY HIGH

0.3369 SBD

YEARLY LOW

0.3171 SBD

YEARLY AVERAGE

0.3307 SBD

2022 HNL to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HNL to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 0.3369. Conversely, the yearly low was recorded on August 29, dropping to 0.3171.

This high-to-low spread represents a total annual volatility of 0.0198 SBD. From a start-to-finish perspective, comparing the January average rate of 0.3294 to the December average rate of 0.3331, the exchange rate registered a net change of 1.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.3369 was down 0.84% compared to the 2021 peak of 0.3398, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,685 SBD

2021 Average 1,664 SBD

Yearly Trough Low 1,586 SBD

Transaction Impact: A difference of 99.12 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.3344

0.3266

JanuMarcMayJulySeptNove

HNL to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3293, compared to 0.3321 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.3293

H2 Avg (Jul–Dec) 0.3321

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0187 SBD (High: 0.3358 / Low: 0.3171). On the other end, February was the most stable month, with a tight range of 0.0032 SBD (High: 0.3304 / Low: 0.3272).

August Spread (Volatile) ±0.0187

February Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0022 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2022: 0.3321) against the same month in 2021 (average: 0.3329), the exchange rate shifted by -0.0008 (-0.23%).

2022 Avg (November) 0.3321

2021 Avg (November) 0.3329

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3317	0.3276	0.3294
February	0.3304	0.3272	0.3290
March	0.3301	0.3257	0.3284
April	0.3292	0.3249	0.3273
May	0.3323	0.3276	0.3309
June	0.3324	0.3279	0.3308
July	0.3343	0.3307	0.3319
August	0.3358	0.3171	0.3337
September	0.3360	0.3285	0.3321
October	0.3335	0.3285	0.3299
November	0.3369	0.3310	0.3321
December	0.3352	0.3312	0.3331