2016 HNL to SBD Historical Review

YEARLY HIGH

0.3666 SBD

YEARLY LOW

0.3309 SBD

YEARLY AVERAGE

0.3477 SBD

2016 HNL to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 0.3666. Conversely, the yearly low was recorded on December 19, dropping to 0.3309.

This high-to-low spread represents a total annual volatility of 0.0357 SBD. From a start-to-finish perspective, comparing the January average rate of 0.3630 to the December average rate of 0.3383, the exchange rate registered a net change of -6.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3666 was down 2.46% compared to the 2015 peak of 0.3758, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,833 SBD

2015 Average 1,811 SBD

Yearly Trough Low 1,655 SBD

Transaction Impact: A difference of 178.32 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3655

0.3358

JanuMarcMayJulySeptNove

HNL to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3527, compared to 0.3428 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0099 points.

H1 Avg (Jan–Jun) 0.3527

H2 Avg (Jul–Dec) 0.3428

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0143 SBD (High: 0.3453 / Low: 0.3309). On the other end, May was the most stable month, with a tight range of 0.0017 SBD (High: 0.3458 / Low: 0.3441).

December Spread (Volatile) ±0.0143

May Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0073 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0073

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.3630) against the same month in 2015 (average: 0.3612), the exchange rate shifted by +0.0018 (+0.49%).

2016 Avg (January) 0.3630

2015 Avg (January) 0.3612

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3666	0.3604	0.3630
February	0.3631	0.3579	0.3599
March	0.3600	0.3482	0.3526
April	0.3549	0.3454	0.3514
May	0.3458	0.3441	0.3452
June	0.3484	0.3426	0.3439
July	0.3490	0.3437	0.3464
August	0.3451	0.3401	0.3423
September	0.3461	0.3400	0.3431
October	0.3471	0.3406	0.3431
November	0.3457	0.3394	0.3433
December	0.3453	0.3309	0.3383