2019 HNL to SBD Historical Review

YEARLY HIGH

0.5563 SBD

YEARLY LOW

0.3258 SBD

YEARLY AVERAGE

0.3342 SBD

2019 HNL to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HNL to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 0.5563. Conversely, the yearly low was recorded on April 1, dropping to 0.3258.

This high-to-low spread represents a total annual volatility of 0.2305 SBD. From a start-to-finish perspective, comparing the January average rate of 0.3319 to the December average rate of 0.3423, the exchange rate registered a net change of 3.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.5563 was up 59.27% compared to the 2018 peak of 0.3493, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 2,781 SBD

2018 Average 1,648 SBD

Yearly Trough Low 1,629 SBD

Transaction Impact: A difference of 1,152.27 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.3434

0.3301

JanuMarcMayJulySeptNove

HNL to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3327, compared to 0.3358 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.3327

H2 Avg (Jul–Dec) 0.3358

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.2248 SBD (High: 0.5563 / Low: 0.3315). On the other end, August was the most stable month, with a tight range of 0.0063 SBD (High: 0.3366 / Low: 0.3303).

December Spread (Volatile) ±0.2248

August Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0030 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.3423) against the same month in 2018 (average: 0.3332), the exchange rate shifted by +0.0091 (+2.73%).

2019 Avg (December) 0.3423

2018 Avg (December) 0.3332

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3387	0.3261	0.3319
February	0.3360	0.3261	0.3312
March	0.3341	0.3271	0.3315
April	0.3350	0.3258	0.3325
May	0.3482	0.3297	0.3360
June	0.3359	0.3273	0.3330
July	0.3382	0.3310	0.3347
August	0.3366	0.3303	0.3329
September	0.3389	0.3307	0.3348
October	0.3389	0.3320	0.3350
November	0.3382	0.3299	0.3352
December	0.5563	0.3315	0.3423