YEARLY HIGH
9.1268 AFN
YEARLY LOW
7.7187 AFN
YEARLY AVERAGE
8.3870 AFN

2012 HRK to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 9.1268. Conversely, the yearly low was recorded on January 8, dropping to 7.7187.

This high-to-low spread represents a total annual volatility of 1.4081 AFN. From a start-to-finish perspective, comparing the January average rate of 7.8763 to the December average rate of 8.9652, the exchange rate registered a net change of 13.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 9.1268 was up 0.05% compared to the 2011 peak of 9.1225, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 45,634 AFN
2011 Average 41,398 AFN
Yearly Trough Low 38,594 AFN
Transaction Impact: A difference of 7,040.27 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

9.0741
7.7674
JanuMarcMayJulySeptNove

HRK to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.2424, compared to 8.5316 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2892 points.

H1 Avg (Jan–Jun) 8.2424
H2 Avg (Jul–Dec) 8.5316

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.6674 AFN (High: 8.8064 / Low: 8.1390). On the other end, April was the most stable month, with a tight range of 0.1674 AFN (High: 8.5783 / Low: 8.4109).

September Spread (Volatile) ±0.6674
April Spread (Stable) ±0.1674

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2670 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.2670

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 8.9652) against the same month in 2011 (average: 8.1495), the exchange rate shifted by +0.8157 (+10.01%).

2012 Avg (December) 8.9652
2011 Avg (December) 8.1495

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.0604 7.7187 7.8763
February 8.6038 7.9452 8.4006
March 8.5804 8.3820 8.4719
April 8.5783 8.4109 8.4773
May 8.5322 7.9128 8.2103
June 8.1096 7.8995 8.0178
July 8.1094 7.7882 7.9127
August 8.1586 7.8857 8.0083
September 8.8064 8.1390 8.5311
October 8.9733 8.8055 8.8850
November 9.0189 8.7681 8.8870
December 9.1268 8.8148 8.9652