YEARLY HIGH
9.8665 AFN
YEARLY LOW
7.9416 AFN
YEARLY AVERAGE
8.9267 AFN

2015 HRK to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 9.8665. Conversely, the yearly low was recorded on March 14, dropping to 7.9416.

This high-to-low spread represents a total annual volatility of 1.9248 AFN. From a start-to-finish perspective, comparing the January average rate of 8.7340 to the December average rate of 9.6350, the exchange rate registered a net change of 10.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 9.8665 was down 5.50% compared to the 2014 peak of 10.4407, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 49,332 AFN
2014 Average 49,596 AFN
Yearly Trough Low 39,708 AFN
Transaction Impact: A difference of 9,624.25 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

9.7812
8.0263
JanuMarcMayJulySeptNove

HRK to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.5126, compared to 9.3408 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8281 points.

H1 Avg (Jan–Jun) 8.5126
H2 Avg (Jul–Dec) 9.3408

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.9107 AFN (High: 9.7602 / Low: 8.8495). On the other end, February was the most stable month, with a tight range of 0.1425 AFN (High: 8.5109 / Low: 8.3684).

August Spread (Volatile) ±0.9107
February Spread (Stable) ±0.1425

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2869 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2869

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 9.6350) against the same month in 2014 (average: 9.3112), the exchange rate shifted by +0.3238 (+3.48%).

2015 Avg (December) 9.6350
2014 Avg (December) 9.3112

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.1747 8.3308 8.7340
February 8.5109 8.3684 8.4471
March 8.3867 7.9416 8.1726
April 8.5446 8.0908 8.2333
May 8.9324 8.4221 8.6854
June 8.9899 8.5396 8.8034
July 8.9394 8.6240 8.8031
August 9.7602 8.8495 9.3024
September 9.6575 9.2604 9.4481
October 9.6754 9.3024 9.4870
November 9.5471 9.2222 9.3691
December 9.8665 9.2776 9.6350